Category: The Dumpster

Are you an affiliate marketer and/or earn your money online?  Do you think as long as your bank account is in some offshore jurisdiction you can get off from paying 0% tax?

There’s saying there’s 2 things that are certain in life  –  death & taxes.  And as the world moves toward globalization, this will be become more true year after year.   Yeah globalization is good from some perspective, but it’s very bad from others – you be the judge.

Did you know that if you open a bank account in Hong Kong and you are say from the EU,  then your government will know? *

A new policy went into play on January 1st, 2016 called the AEOI which stands from Automatic Exchange of Information created by the O.E.C.D. organization. (What is the OECD? Well according to the US Government its and I quote “The Organization for Economic Cooperation and Development (OECD) is a unique forum where the governments of 34 democracies with market economies work with each other, as well as with more than 70 non-member economies to promote economic growth, prosperity, and ustainable development.”)

At the time of this writing 97 countries around the world opted to take part in the AEOI.

I dug in to learn what kind of information they exchange.  Doing some searching on oGoogle – I was able to come up with the very protocol which banks must use to send our information back to our governments.    Lets just say EVERY SINGLE thing you can imagine; that they might have from you – they will give away.  But feel free to take a look right here

*List of countries that joined the automatic data exchange programme

References:

-http://www.oecd.org/tax/automatic-exchange/crs-implementation-and-assistance/crs-by-jurisdiction/#d.en.345489

It’s no secret many Teespringers have switched to Shopify.    There’s huge buzz atm you don’t read about on StackThatMoney when it comes to the FREE You just pay shipping and handling method everyone seems to be milking on Shopify.       How it basically goes is you pick an item from aliexpress/ebay thats 1,2,3 dollars including Free shipping, and post it on Facebook and say HEY we’re giving away 500 pieces of this item for the next 7 days!!  Get yours just pay shipping!  And shipping is like 7-10 bucks.

It sounds pretty kick ass right? I mean who wouldn’t want FREE right?   Well not so fast,  I tried this method and can tell you that it’s not all gravy.    People that wan’t free stuff are usually super cheap; so if they see they have to pay shipping they are going to report your ad and/or leave you negative comments on the ad like SCAM! or even worse -profanity filter on-

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PROBLEM:  I have two external 1TB USB hard drives I used to keep my families memories (photos/videos) safe.     We have one locked in a safe at another location, and another here we always saved photos to and kept updated.   Once a month we’d bring the backup home and manually copy stuff over – then I found out, we missed thousands of photos because my wife saved them inside another folder.

How to solve this problem?  How to ensure when you have 2 or more external hard drives (or folders) you keep as backups of your pictures/photos/files you will always have the exact same carbon copy on both?

SyncToy by microsoft to the rescue.  This app is totally free, and can be download at the microsoft website right here

NOTE:  If the files on HD1, and HD2 are randomly different, for example HardDrive #1 has Files AB,C,E but doesn’t have D,  and Hard Drive #2 has Files A,,C,D,E it will ensure BOTH will be an exact sync and missing files are going to be copied back and forth from each other.

This process is really easy to do,  here it is step by step.

1. Download the app for Windows here
2. Install it, and open it.
3. It will ask you to select Source #1,  and Source #2 you want to sync.
4. After that click on RUN, and a dialog box will come up.
5. Now you can go do whatever, and just let this run.
6. It will take HOURS to complete if you have a massive difference between HD1 and HD2,  or a couple of minutes if you don’t.

Once done, you will have an exact backup and copy of HD1 and HD2.

First of all, HAPPY NEW YEAR..!

..and oh boy,   was it ever HAPPY for me!   I got up this morning, after partying for 2 days straight and what do I see?  An email from my rep at CPI traffic source telling me that some campaign is exploding and asking me to send them $8000 to keep it going till Monday!        I think to myself, wait, that can’t be right. (more…)